This just in and it's a semi-quote to protect the rancid and the aging...
"I just talked to XXXXX XXXX who will retire in (the month of X, but it is a month in this year - 2015) after 27 years. H(company for med, 2nd letter = "e", and there's "wit" involved, so they can quote a company line better than anyone) told him his "subsidized" medical would cost $715 so he might as well sign up for COBRA at $650!"
(fyi - COBRA is something only line 12-18 months. Ida know... it sure as hell ain't anything other than a bridge.)
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